Can Medicare penalties be appealed?

Yes. You can appeal if you provide proof of creditable coverage.

Which program covers long term care?

Medicaid usually covers long term custodial care. Medicare only covers short term skilled care when medically needed.

You can enroll during your Initial Enrollment Period. This is a 7 month window that starts three months before your 65th birthday.

You are enrolled automatically only if you already receive Social Security or Railroad Retirement benefits.

Yes. People with disabilities, ALS, or end stage renal disease may qualify earlier.

Part A covers hospital stays, short term skilled nursing care, hospice care, and limited home health services.

Yes. Medicare Part B has a monthly premium based on your income level.

It depends on employer size. Medicare may act as primary or secondary coverage.

No. You can enroll in Medicare without receiving Social Security benefits.

Part D covers many brand name and generic prescription drugs.

Everything You Need to Know

Our friendly Senior Life Agency team is always here to help, we’re only a call or message away.

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